In view of stricter international regulatory requirements in recent years, financial institutions have become increasingly sensitive to potential legal and reputational risks, especially in relation to cross-border banking services. Swiss financial institutions therefore provide no or only limited access to certain financial services to individuals living outside Switzerland. Nevertheless, subject to local and Swiss legal provisions, many still offer current accounts to Swiss nationals living in various countries.
Talk with your bank as soon as possible about your options
The relationship between customers and their bank is governed by private law. If you are planning to relocate abroad or return to Switzerland, you are advised to talk with your bank to find out what regulations apply in your case and what options best meet your needs.